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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,674 | $127,386-68.1% | $115,037-64.6% | $125,388-67.6% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -7.69% | 31.28%-39.0pp | 26.14%-33.8pp | 282.24%-289.9pp |
| Employer contribution / active EE | $21,112 | $5,166+308.7% | $4,608+358.2% | $4,866+333.8% |
| Participant deferral / active EE | $15,134 | $6,423+135.6% | $6,026+151.1% | $5,352+182.8% |
| Admin fee / account holder | $452 | $9,516-95.3% | $8,175-94.5% | $9,541-95.3% |