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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,379 | $135,956-45.3% | $123,894-40.0% | $273,972-72.9% |
| Participation rate | 50.0% | 84.1%-34.1pp | 81.4%-31.4pp | 83.0%-33.0pp |
| Annual return | 11.66% | 56.63%-45.0pp | 47.52%-35.9pp | 41.46%-29.8pp |
| Employer contribution / active EE | $875 | $5,170-83.1% | $4,617-81.1% | $4,869-82.0% |
| Participant deferral / active EE | $6,485 | $6,343+2.2% | $5,984+8.4% | $5,287+22.7% |
| Admin fee / account holder | $0 | $9,817-100.0% | $8,357-100.0% | $10,133-100.0% |