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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,786 | $176,105-12.1% | $159,474-2.9% | $167,536-7.6% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 12.13% | 331.91%-319.8pp | 263.68%-251.6pp | 478.82%-466.7pp |
| Employer contribution / active EE | $2,253 | $5,299-57.5% | $4,831-53.4% | $4,839-53.4% |
| Participant deferral / active EE | $10,357 | $7,751+33.6% | $7,353+40.8% | $6,342+63.3% |
| Admin fee / account holder | $1,304 | $12,559-89.6% | $10,802-87.9% | $12,315-89.4% |