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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,512 | $202,342-66.6% | $172,753-60.9% | $152,909-55.8% |
| Participation rate | 91.3% | 87.1%+4.2pp | 82.6%+8.7pp | 82.5%+8.8pp |
| Annual return | 16.18% | 1029.88%-1013.7pp | 803.00%-786.8pp | 345.46%-329.3pp |
| Employer contribution / active EE | $3,845 | $5,857-34.4% | $5,144-25.3% | $4,764-19.3% |
| Participant deferral / active EE | $3,648 | $5,948-38.7% | $5,198-29.8% | $5,851-37.6% |
| Admin fee / account holder | $8,271 | $17,112-51.7% | $13,956-40.7% | $11,601-28.7% |