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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,512 | $202,326-66.6% | $172,745-60.9% | $152,870-55.8% |
| Participation rate | 91.3% | 87.1%+4.2pp | 82.6%+8.7pp | 82.4%+8.9pp |
| Annual return | 16.18% | 1029.72%-1013.5pp | 802.90%-786.7pp | 345.34%-329.2pp |
| Employer contribution / active EE | $3,845 | $5,858-34.4% | $5,144-25.3% | $4,763-19.3% |
| Participant deferral / active EE | $3,648 | $5,948-38.7% | $5,197-29.8% | $5,850-37.6% |
| Admin fee / account holder | $8,271 | $17,110-51.7% | $13,954-40.7% | $11,597-28.7% |