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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,305 | $167,323-46.0% | $143,770-37.2% | $134,493-32.9% |
| Participation rate | 86.7% | 84.8%+1.9pp | 80.3%+6.4pp | 81.2%+5.4pp |
| Annual return | -13.56% | 0.47%-14.0pp | -0.04%-13.5pp | 418.01%-431.6pp |
| Employer contribution / active EE | $0 | $5,619-100.0% | $4,951-100.0% | $4,740-100.0% |
| Participant deferral / active EE | $6,975 | $6,446+8.2% | $5,638+23.7% | $6,400+9.0% |
| Admin fee / account holder | $524 | $18,088-97.1% | $14,673-96.4% | $11,425-95.4% |