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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,567 | $127,387-43.0% | $115,038-36.9% | $125,389-42.1% |
| Participation rate | 66.7% | 84.2%-17.5pp | 81.4%-14.7pp | 83.2%-16.5pp |
| Annual return | -1.71% | 31.28%-33.0pp | 26.14%-27.9pp | 282.24%-283.9pp |
| Employer contribution / active EE | $1,412 | $5,166-72.7% | $4,608-69.4% | $4,866-71.0% |
| Participant deferral / active EE | $4,422 | $6,423-31.2% | $6,026-26.6% | $5,352-17.4% |
| Admin fee / account holder | $206 | $9,516-97.8% | $8,175-97.5% | $9,541-97.8% |