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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,359 | $138,076-45.4% | $123,553-39.0% | $135,380-44.3% |
| Participation rate | 53.3% | 84.7%-31.4pp | 82.3%-29.0pp | 82.6%-29.3pp |
| Annual return | -4.22% | 153.70%-157.9pp | 119.21%-123.4pp | 519.81%-524.0pp |
| Employer contribution / active EE | $1,483 | $5,152-71.2% | $4,628-68.0% | $4,779-69.0% |
| Participant deferral / active EE | $4,951 | $6,800-27.2% | $6,426-22.9% | $5,609-11.7% |
| Admin fee / account holder | $45,251 | $10,917+314.5% | $9,284+387.4% | $10,828+317.9% |