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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,988 | $148,623-46.2% | $135,974-41.2% | $139,466-42.6% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 12.74% | 79.30%-66.6pp | 68.30%-55.6pp | 373.66%-360.9pp |
| Employer contribution / active EE | $255 | $5,246-95.1% | $4,859-94.7% | $4,754-94.6% |
| Participant deferral / active EE | $5,836 | $8,103-28.0% | $7,760-24.8% | $6,712-13.0% |
| Admin fee / account holder | $36,464 | $12,406+193.9% | $10,767+238.7% | $11,409+219.6% |