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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,907 | $135,645-71.3% | $110,243-64.7% | $135,380-71.3% |
| Participation rate | 81.3% | 83.5%-2.2pp | 79.8%+1.4pp | 82.6%-1.4pp |
| Annual return | -9.01% | 513.24%-522.2pp | 314.76%-323.8pp | 519.81%-528.8pp |
| Employer contribution / active EE | $213 | $4,907-95.7% | $3,827-94.4% | $4,779-95.5% |
| Participant deferral / active EE | $3,204 | $5,507-41.8% | $4,672-31.4% | $5,609-42.9% |
| Admin fee / account holder | $662 | $11,458-94.2% | $8,548-92.3% | $10,828-93.9% |