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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,029 | $113,941-77.2% | $94,229-72.4% | $125,389-79.2% |
| Participation rate | 84.6% | 82.9%+1.7pp | 78.8%+5.8pp | 83.2%+1.4pp |
| Annual return | -72.53% | 5.29%-77.8pp | 10.68%-83.2pp | 282.24%-354.8pp |
| Employer contribution / active EE | $1,552 | $4,727-67.2% | $3,587-56.7% | $4,866-68.1% |
| Participant deferral / active EE | $6,036 | $5,179+16.5% | $4,320+39.7% | $5,352+12.8% |
| Admin fee / account holder | $2,507 | $8,392-70.1% | $6,269-60.0% | $9,541-73.7% |