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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,847 | $82,678+105.4% | $125,391+35.5% | $68,490+148.0% |
| Participation rate | 82.9% | 75.1%+7.8pp | 82.4%+0.5pp | 67.9%+15.0pp |
| Annual return | -20.91% | -5.97%-14.9pp | 572.41%-593.3pp | -7.85%-13.1pp |
| Employer contribution / active EE | $1,876 | $3,382-44.5% | $4,816-61.0% | $2,597-27.8% |
| Participant deferral / active EE | $5,853 | $6,111-4.2% | $7,448-21.4% | $4,028+45.3% |
| Admin fee / account holder | $455 | $6,277-92.8% | $10,009-95.5% | $5,403-91.6% |