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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,224 | $98,776+85.5% | $149,745+22.4% | $79,856+129.4% |
| Participation rate | 79.4% | 75.8%+3.6pp | 82.5%-3.1pp | 69.6%+9.8pp |
| Annual return | 24.53% | 27.38%-2.8pp | 276.72%-252.2pp | 31.71%-7.2pp |
| Employer contribution / active EE | $1,779 | $3,217-44.7% | $4,646-61.7% | $2,471-28.0% |
| Participant deferral / active EE | $5,793 | $5,681+2.0% | $6,843-15.3% | $3,741+54.9% |
| Admin fee / account holder | $1,110 | $6,053-81.7% | $9,312-88.1% | $5,306-79.1% |