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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,838 | $89,370+68.8% | $141,197+6.8% | $72,976+106.7% |
| Participation rate | 75.0% | 75.1%-0.1pp | 82.5%-7.5pp | 69.5%+5.5pp |
| Annual return | 26.81% | 111.88%-85.1pp | 71.41%-44.6pp | 81.02%-54.2pp |
| Employer contribution / active EE | $1,718 | $3,115-44.8% | $4,736-63.7% | $2,440-29.6% |
| Participant deferral / active EE | $5,832 | $5,419+7.6% | $6,710-13.1% | $3,608+61.6% |
| Admin fee / account holder | $1,918 | $5,957-67.8% | $10,265-81.3% | $5,124-62.6% |