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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,823 | $100,073-7.2% | $85,126+9.0% | $145,877-36.4% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 13.58% | 84.11%-70.5pp | 66.63%-53.1pp | 551.28%-537.7pp |
| Employer contribution / active EE | $7,390 | $3,236+128.3% | $2,731+170.6% | $4,663+58.5% |
| Participant deferral / active EE | $2,014 | $5,294-62.0% | $4,523-55.5% | $6,691-69.9% |
| Admin fee / account holder | $1,127 | $7,261-84.5% | $6,160-81.7% | $13,402-91.6% |