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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,479 | $104,953+5.3% | $84,637+30.5% | $152,909-27.7% |
| Participation rate | 43.8% | 74.8%-31.1pp | 68.2%-24.5pp | 82.5%-38.7pp |
| Annual return | 16.39% | 373.94%-357.5pp | 258.82%-242.4pp | 345.46%-329.1pp |
| Employer contribution / active EE | $724 | $3,304-78.1% | $2,653-72.7% | $4,764-84.8% |
| Participant deferral / active EE | $1,004 | $4,691-78.6% | $3,900-74.3% | $5,851-82.8% |
| Admin fee / account holder | $17 | $6,244-99.7% | $4,914-99.7% | $11,601-99.9% |