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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,373 | $114,093-48.8% | $96,171-39.3% | $167,536-65.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 16.26% | 190.00%-173.7pp | 192.04%-175.8pp | 478.82%-462.6pp |
| Employer contribution / active EE | $7,241 | $3,429+111.1% | $2,799+158.7% | $4,839+49.6% |
| Participant deferral / active EE | $1,904 | $5,197-63.4% | $4,350-56.2% | $6,342-70.0% |
| Admin fee / account holder | $903 | $6,899-86.9% | $5,538-83.7% | $12,315-92.7% |