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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,835 | $110,212-23.9% | $96,534-13.2% | $139,466-39.9% |
| Participation rate | 75.0% | 78.1%-3.1pp | 76.0%-1.0pp | 80.3%-5.3pp |
| Annual return | 20.68% | 26.42%-5.7pp | 25.88%-5.2pp | 373.66%-353.0pp |
| Employer contribution / active EE | $1,111 | $3,620-69.3% | $2,965-62.5% | $4,754-76.6% |
| Participant deferral / active EE | $2,959 | $5,547-46.7% | $4,851-39.0% | $6,712-55.9% |
| Admin fee / account holder | $9,917 | $11,599-14.5% | $8,253+20.2% | $11,409-13.1% |