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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,818 | $112,121+7.8% | $95,960+25.9% | $158,966-24.0% |
| Participation rate | 79.2% | 79.0%+0.2pp | 77.1%+2.1pp | 82.0%-2.8pp |
| Annual return | 28.06% | 171.16%-143.1pp | 91.63%-63.6pp | 302.95%-274.9pp |
| Employer contribution / active EE | $1,601 | $3,199-50.0% | $2,541-37.0% | $4,762-66.4% |
| Participant deferral / active EE | $3,395 | $4,784-29.0% | $4,167-18.5% | $5,983-43.3% |
| Admin fee / account holder | $2,230 | $10,135-78.0% | $6,797-67.2% | $11,250-80.2% |