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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,017 | $178,174-14.1% | $156,181-2.0% | $137,256+11.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 10.21% | 84.19%-74.0pp | 64.87%-54.7pp | 220.34%-210.1pp |
| Employer contribution / active EE | $4,644 | $4,972-6.6% | $4,294+8.2% | $4,156+11.7% |
| Participant deferral / active EE | $12,168 | $6,888+76.7% | $6,132+98.4% | $6,407+89.9% |
| Admin fee / account holder | $560 | $17,404-96.8% | $14,586-96.2% | $12,270-95.4% |