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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,283 | $190,862-70.5% | $159,991-64.8% | $134,509-58.2% |
| Participation rate | 68.8% | 82.0%-13.2pp | 78.0%-9.2pp | 81.2%-12.5pp |
| Annual return | -18.13% | 552.59%-570.7pp | 408.82%-426.9pp | 418.13%-436.3pp |
| Employer contribution / active EE | $684 | $4,995-86.3% | $4,225-83.8% | $4,741-85.6% |
| Participant deferral / active EE | $2,737 | $6,924-60.5% | $6,183-55.7% | $6,400-57.2% |
| Admin fee / account holder | $1,364 | $10,495-87.0% | $8,715-84.3% | $11,427-88.1% |