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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,200 | $211,946-82.0% | $169,452-77.5% | $135,379-71.8% |
| Participation rate | 82.4% | 82.6%-0.3pp | 77.8%+4.6pp | 82.6%-0.3pp |
| Annual return | -7.16% | 3.26%-10.4pp | 1.83%-9.0pp | 519.79%-527.0pp |
| Employer contribution / active EE | $941 | $5,117-81.6% | $4,157-77.4% | $4,779-80.3% |
| Participant deferral / active EE | $3,764 | $6,075-38.1% | $5,277-28.7% | $5,609-32.9% |
| Admin fee / account holder | $9,648 | $11,472-15.9% | $9,110+5.9% | $10,828-10.9% |