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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,868 | $160,028-64.5% | $147,080-61.3% | $145,884-61.0% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 11.00% | 98.60%-87.6pp | 420.17%-409.2pp | 551.85%-540.9pp |
| Employer contribution / active EE | $2,471 | $5,286-53.3% | $4,933-49.9% | $4,662-47.0% |
| Participant deferral / active EE | $5,304 | $8,422-37.0% | $8,066-34.2% | $6,690-20.7% |
| Admin fee / account holder | $6,487 | $15,030-56.8% | $12,989-50.1% | $13,392-51.6% |