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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,868 | $159,978-64.5% | $147,041-61.3% | $145,978-61.0% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 11.00% | 98.36%-87.4pp | 419.21%-408.2pp | 550.52%-539.5pp |
| Employer contribution / active EE | $2,471 | $5,288-53.3% | $4,935-49.9% | $4,662-47.0% |
| Participant deferral / active EE | $5,304 | $8,429-37.1% | $8,071-34.3% | $6,690-20.7% |
| Admin fee / account holder | $6,487 | $15,053-56.9% | $13,006-50.1% | $13,400-51.6% |