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| Provider | Service type | Compensation |
|---|---|---|
JANNEY MONTGOMERY SCOTT LLC5 years Service code 27 1717 ARCH STREET · PHILADELPHIA, PA 19103 | Advisory (Plan) | $41,726 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $27,175 |
DUNBAR, BENDER & ZAPF, INC.7 years Service code 13 400 HOLIDAY DRIVE · PITTSBURGH, PA 15220 | Contract Administrator | $10,250 |
Filed as: EMPOWER ADIVSORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $7,452 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,880 | $80,781+19.9% | $102,437-5.4% | $74,478+30.1% |
| Participation rate | 97.0% | 65.7%+31.3pp | 74.5%+22.5pp | 67.2%+29.8pp |
| Annual return | 16.50% | 27.58%-11.1pp | 24.95%-8.4pp | 1370.56%-1354.1pp |
| Employer contribution / active EE | $3,678 | $3,160+16.4% | $3,871-5.0% | $2,626+40.0% |
| Participant deferral / active EE | $5,391 | $3,862+39.6% | $5,060+6.5% | $4,350+23.9% |
| Admin fee / account holder | $361 | $2,372-84.8% | $8,388-95.7% | $1,946-81.5% |