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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $640,513 | $102,385+525.6% | $147,080+335.5% | $80,935+691.4% |
| Participation rate | 95.8% | 75.9%+20.0pp | 82.2%+13.7pp | 67.7%+28.2pp |
| Annual return | 12.90% | 135.09%-122.2pp | 420.17%-407.3pp | 35.66%-22.8pp |
| Employer contribution / active EE | $9,535 | $3,717+156.5% | $4,933+93.3% | $2,757+245.9% |
| Participant deferral / active EE | $13,828 | $6,651+107.9% | $8,066+71.4% | $4,299+221.6% |
| Admin fee / account holder | $29,344 | $7,951+269.0% | $12,989+125.9% | $6,924+323.8% |