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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $540,990 | $98,776+447.7% | $149,745+261.3% | $79,856+577.5% |
| Participation rate | 94.2% | 75.8%+18.4pp | 82.5%+11.7pp | 69.6%+24.6pp |
| Annual return | 11.28% | 27.38%-16.1pp | 276.72%-265.4pp | 31.71%-20.4pp |
| Employer contribution / active EE | $9,917 | $3,217+208.2% | $4,646+113.5% | $2,471+301.3% |
| Participant deferral / active EE | $10,372 | $5,681+82.6% | $6,843+51.6% | $3,741+177.3% |
| Admin fee / account holder | $30,458 | $6,053+403.2% | $9,312+227.1% | $5,306+474.0% |