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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $544,147 | $93,617+481.2% | $135,982+300.2% | $75,177+623.8% |
| Participation rate | 97.2% | 75.2%+22.0pp | 81.9%+15.3pp | 67.2%+30.0pp |
| Annual return | 13.37% | 30.89%-17.5pp | 68.32%-55.0pp | 160.75%-147.4pp |
| Employer contribution / active EE | $8,588 | $3,538+142.7% | $4,859+76.8% | $2,671+221.5% |
| Participant deferral / active EE | $12,060 | $6,406+88.3% | $7,760+55.4% | $4,126+192.3% |
| Admin fee / account holder | $10,539 | $6,980+51.0% | $10,767-2.1% | $5,651+86.5% |