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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $640,513 | $102,429+525.3% | $147,096+335.4% | $80,925+691.5% |
| Participation rate | 95.8% | 75.9%+20.0pp | 82.2%+13.7pp | 67.7%+28.2pp |
| Annual return | 12.90% | 135.02%-122.1pp | 419.75%-406.9pp | 35.65%-22.8pp |
| Employer contribution / active EE | $9,535 | $3,716+156.6% | $4,936+93.2% | $2,756+245.9% |
| Participant deferral / active EE | $13,828 | $6,649+108.0% | $8,071+71.3% | $4,299+221.7% |
| Admin fee / account holder | $29,344 | $7,957+268.8% | $13,005+125.6% | $6,940+322.8% |