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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $216,843 |
Filed as: AXA DISTRIBUTION HOLDING CORP Service code 28 · EIN 13-4078005 | Investment Management | $109,645 |
PENNSYLVANIA TRUST5+ years Service code 26 · EIN 27-4768360 | Advisory (Participants) | $21,132 |
MB LEVIS & ASSOCIATES LLC5+ years Service code 26 · EIN 45-5079551 | Advisory (Participants) | $15,434 |
INDEPENDENCE ADVISORS LLC5+ years Service code 26 · EIN 27-2262116 | Advisory (Participants) | $10,507 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC Service code 33 · EIN 94-1737782 | Securities brokerage; Shareholder ser... | $7,593 |
GOLDMAN SACHS1 year Filed as: UNITED CAPITAL FINANCIAL ADVIS Service code 26 · EIN 27-0493248 | Advisory (Participants) | $5,884 |
CHARLES SCHWAB & CO., INC.5+ years Filed as: CHARLES SCHWAB & CO AFFILIATES Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $419,844 | $62,928+567.2% | $172,755+143.0% | $67,579+521.3% |
| Participation rate | 82.2% | 64.5%+17.8pp | 82.6%-0.4pp | 71.3%+11.0pp |
| Annual return | 22.45% | 30.36%-7.9pp | 802.94%-780.5pp | 378.56%-356.1pp |
| Employer contribution / active EE | $12,836 | $1,636+684.5% | $5,144+149.5% | $2,148+497.6% |
| Participant deferral / active EE | $12,908 | $2,145+501.8% | $5,198+148.3% | $3,539+264.7% |
| Admin fee / account holder | $997 | $167+498.2% | $13,955-92.9% | $142+600.5% |