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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,991 | $87,546-88.6% | $75,784-86.8% | $125,389-92.0% |
| Participation rate | 90.0% | 80.2%+9.8pp | 75.8%+14.2pp | 83.2%+6.8pp |
| Annual return | 1.83% | 13.49%-11.7pp | 9.68%-7.8pp | 282.24%-280.4pp |
| Employer contribution / active EE | $1,241 | $3,930-68.4% | $3,323-62.6% | $4,866-74.5% |
| Participant deferral / active EE | $2,683 | $4,230-36.6% | $3,652-26.5% | $5,352-49.9% |
| Admin fee / account holder | $1,579 | $6,503-75.7% | $5,300-70.2% | $9,541-83.4% |