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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,512 | $124,425-51.4% | $112,040-46.0% | $137,256-55.9% |
| Participation rate | 50.0% | 79.3%-29.3pp | 76.5%-26.5pp | 80.0%-30.0pp |
| Annual return | 16.03% | 24.72%-8.7pp | 24.52%-8.5pp | 220.34%-204.3pp |
| Employer contribution / active EE | $1,986 | $3,411-41.8% | $2,954-32.8% | $4,156-52.2% |
| Participant deferral / active EE | $7,928 | $5,718+38.6% | $5,098+55.5% | $6,407+23.7% |
| Admin fee / account holder | $2,683 | $15,207-82.4% | $12,098-77.8% | $12,270-78.1% |