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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,523 | $95,188+21.4% | $76,518+51.0% | $135,379-14.7% |
| Participation rate | 62.5% | 74.4%-11.9pp | 68.0%-5.5pp | 82.6%-20.1pp |
| Annual return | -7.92% | 4.85%-12.8pp | -0.27%-7.6pp | 519.79%-527.7pp |
| Employer contribution / active EE | $940 | $3,303-71.5% | $2,647-64.5% | $4,779-80.3% |
| Participant deferral / active EE | $3,665 | $4,640-21.0% | $3,836-4.4% | $5,609-34.7% |
| Admin fee / account holder | $588 | $6,249-90.6% | $4,849-87.9% | $10,828-94.6% |