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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,623 | $93,064+9.2% | $74,577+36.3% | $273,972-62.9% |
| Participation rate | 62.5% | 74.9%-12.4pp | 68.1%-5.6pp | 83.0%-20.5pp |
| Annual return | 2.86% | 26.18%-23.3pp | 20.47%-17.6pp | 41.46%-38.6pp |
| Employer contribution / active EE | $1,150 | $3,160-63.6% | $2,525-54.5% | $4,869-76.4% |
| Participant deferral / active EE | $3,802 | $4,160-8.6% | $3,458+9.9% | $5,287-28.1% |
| Admin fee / account holder | $0 | $5,273-100.0% | $4,138-100.0% | $10,133-100.0% |