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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,284 | $165,381+59.8% | $149,730+76.5% | $158,966+66.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.88% | 348.29%-336.4pp | 276.70%-264.8pp | 302.95%-291.1pp |
| Employer contribution / active EE | $11,965 | $5,104+134.4% | $4,645+157.6% | $4,762+151.2% |
| Participant deferral / active EE | $10,801 | $7,182+50.4% | $6,843+57.8% | $5,983+80.5% |
| Admin fee / account holder | $6,137 | $10,809-43.2% | $9,310-34.1% | $11,250-45.5% |