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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,007 | $138,076+50.6% | $123,553+68.4% | $135,380+53.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.90% | 153.70%-162.6pp | 119.21%-128.1pp | 519.81%-528.7pp |
| Employer contribution / active EE | $12,773 | $5,152+147.9% | $4,628+176.0% | $4,779+167.3% |
| Participant deferral / active EE | $14,517 | $6,800+113.5% | $6,426+125.9% | $5,609+158.8% |
| Admin fee / account holder | $1,412 | $10,917-87.1% | $9,284-84.8% | $10,828-87.0% |