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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,796 | $150,447+26.8% | $136,298+40.0% | $147,586+29.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.86% | 1049.15%-1033.3pp | 5156.27%-5140.4pp | 578.59%-562.7pp |
| Employer contribution / active EE | $11,183 | $5,256+112.8% | $4,696+138.2% | $4,876+129.3% |
| Participant deferral / active EE | $13,332 | $6,631+101.1% | $6,247+113.4% | $5,439+145.1% |
| Admin fee / account holder | $2,300 | $10,906-78.9% | $9,244-75.1% | $10,886-78.9% |