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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,894 | $93,598+185.2% | $135,974+96.3% | $75,173+255.0% |
| Participation rate | 97.8% | 75.2%+22.6pp | 81.9%+15.9pp | 67.2%+30.6pp |
| Annual return | 15.05% | 30.89%-15.8pp | 68.30%-53.3pp | 160.72%-145.7pp |
| Employer contribution / active EE | $7,425 | $3,538+109.9% | $4,859+52.8% | $2,671+178.0% |
| Participant deferral / active EE | $11,243 | $6,405+75.5% | $7,760+44.9% | $4,126+172.5% |
| Admin fee / account holder | $27,253 | $6,978+290.6% | $10,767+153.1% | $5,651+382.3% |