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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,538 | $98,760+197.2% | $149,715+96.1% | $79,858+267.6% |
| Participation rate | 97.1% | 75.8%+21.3pp | 82.5%+14.6pp | 69.6%+27.4pp |
| Annual return | 16.43% | 27.43%-11.0pp | 276.66%-260.2pp | 31.72%-15.3pp |
| Employer contribution / active EE | $8,263 | $3,217+156.9% | $4,645+77.9% | $2,471+234.4% |
| Participant deferral / active EE | $7,838 | $5,681+38.0% | $6,842+14.6% | $3,740+109.6% |
| Admin fee / account holder | $3,500 | $6,053-42.2% | $9,310-62.4% | $5,306-34.0% |