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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,806 | $105,200+235.4% | $159,474+121.2% | $85,847+311.0% |
| Participation rate | 96.9% | 75.8%+21.1pp | 82.8%+14.0pp | 69.3%+27.6pp |
| Annual return | 12.77% | 45.08%-32.3pp | 263.68%-250.9pp | 318.61%-305.8pp |
| Employer contribution / active EE | $7,457 | $3,319+124.7% | $4,831+54.4% | $2,565+190.7% |
| Participant deferral / active EE | $8,817 | $5,946+48.3% | $7,353+19.9% | $3,952+123.1% |
| Admin fee / account holder | $6,422 | $6,934-7.4% | $10,802-40.6% | $6,261+2.6% |