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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,698 | $211,239+84.5% | $178,528+118.3% | $145,877+167.1% |
| Participation rate | 83.3% | 80.8%+2.5pp | 77.1%+6.2pp | 80.3%+3.0pp |
| Annual return | 19.20% | 30.22%-11.0pp | 27.11%-7.9pp | 551.28%-532.1pp |
| Employer contribution / active EE | $17,270 | $4,570+277.9% | $3,950+337.2% | $4,663+270.4% |
| Participant deferral / active EE | $13,468 | $6,963+93.4% | $6,278+114.5% | $6,691+101.3% |
| Admin fee / account holder | $529 | $12,095-95.6% | $10,419-94.9% | $13,402-96.1% |