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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,105 | $190,916+4.8% | $160,037+25.0% | $134,545+48.7% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.0%+7.7pp | 81.2%+4.5pp |
| Annual return | -23.85% | 552.79%-576.6pp | 408.95%-432.8pp | 418.37%-442.2pp |
| Employer contribution / active EE | $12,552 | $4,996+151.3% | $4,226+197.1% | $4,742+164.7% |
| Participant deferral / active EE | $6,114 | $6,925-11.7% | $6,184-1.1% | $6,401-4.5% |
| Admin fee / account holder | $2,216 | $10,497-78.9% | $8,716-74.6% | $11,431-80.6% |