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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,978 | $227,597+22.1% | $189,575+46.6% | $167,536+65.9% |
| Participation rate | 85.7% | 82.5%+3.2pp | 78.4%+7.3pp | 82.1%+3.6pp |
| Annual return | 36.27% | 78.44%-42.2pp | 64.19%-27.9pp | 478.82%-442.5pp |
| Employer contribution / active EE | $7,268 | $5,316+36.7% | $4,412+64.7% | $4,839+50.2% |
| Participant deferral / active EE | $5,571 | $7,002-20.4% | $6,174-9.8% | $6,342-12.2% |
| Admin fee / account holder | $10,504 | $11,877-11.6% | $9,806+7.1% | $12,315-14.7% |