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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,452 | $176,105+16.1% | $159,474+28.2% | $167,536+22.0% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 25.98% | 331.91%-305.9pp | 263.68%-237.7pp | 478.82%-452.8pp |
| Employer contribution / active EE | $3,476 | $5,299-34.4% | $4,831-28.1% | $4,839-28.2% |
| Participant deferral / active EE | $21,470 | $7,751+177.0% | $7,353+192.0% | $6,342+238.5% |
| Admin fee / account holder | $10,140 | $12,559-19.3% | $10,802-6.1% | $12,315-17.7% |