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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,683 | $157,296-43.6% | $141,191-37.2% | $152,897-42.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 37.78% | 64.34%-26.6pp | 71.41%-33.6pp | 345.43%-307.6pp |
| Employer contribution / active EE | $3,155 | $5,262-40.0% | $4,736-33.4% | $4,764-33.8% |
| Participant deferral / active EE | $10,878 | $7,111+53.0% | $6,710+62.1% | $5,851+85.9% |
| Admin fee / account holder | $3,199 | $12,125-73.6% | $10,264-68.8% | $11,599-72.4% |