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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,602 | $85,024+127.7% | $70,544+174.4% | $139,466+38.8% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 18.83% | 30.39%-11.6pp | 32.79%-14.0pp | 373.66%-354.8pp |
| Employer contribution / active EE | $4,660 | $3,912+19.1% | $2,976+56.6% | $4,754-2.0% |
| Participant deferral / active EE | $19,537 | $5,891+231.6% | $4,568+327.7% | $6,712+191.1% |
| Admin fee / account holder | $1,319 | $8,928-85.2% | $6,427-79.5% | $11,409-88.4% |