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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,820 | $85,790-46.6% | $67,313-31.9% | $135,380-66.2% |
| Participation rate | 57.1% | 76.5%-19.3pp | 69.1%-11.9pp | 82.6%-25.5pp |
| Annual return | -7.33% | -0.54%-6.8pp | -4.08%-3.2pp | 519.81%-527.1pp |
| Employer contribution / active EE | $1,363 | $3,487-60.9% | $2,566-46.9% | $4,779-71.5% |
| Participant deferral / active EE | $3,492 | $4,651-24.9% | $3,568-2.1% | $5,609-37.8% |
| Admin fee / account holder | $0 | $6,392-100.0% | $4,507-100.0% | $10,828-100.0% |