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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,989 | $96,524+17.1% | $75,900+48.9% | $152,909-26.1% |
| Participation rate | 60.0% | 76.2%-16.2pp | 69.3%-9.3pp | 82.5%-22.5pp |
| Annual return | 23.02% | 33.93%-10.9pp | 30.73%-7.7pp | 345.46%-322.4pp |
| Employer contribution / active EE | $2,282 | $3,311-31.1% | $2,501-8.7% | $4,764-52.1% |
| Participant deferral / active EE | $10,450 | $4,554+129.5% | $3,604+190.0% | $5,851+78.6% |
| Admin fee / account holder | $1,221 | $8,082-84.9% | $5,421-77.5% | $11,601-89.5% |