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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,273 | $176,077+24.0% | $159,455+36.9% | $167,518+30.3% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 19.20% | 331.83%-312.6pp | 263.63%-244.4pp | 478.71%-459.5pp |
| Employer contribution / active EE | $3,257 | $5,298-38.5% | $4,830-32.6% | $4,838-32.7% |
| Participant deferral / active EE | $12,012 | $7,751+55.0% | $7,353+63.4% | $6,342+89.4% |
| Admin fee / account holder | $683 | $12,556-94.6% | $10,800-93.7% | $12,312-94.5% |