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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,637 | $150,447-11.8% | $136,298-2.7% | $147,586-10.1% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 19.08% | 1049.15%-1030.1pp | 5156.27%-5137.2pp | 578.59%-559.5pp |
| Employer contribution / active EE | $2,608 | $5,256-50.4% | $4,696-44.5% | $4,876-46.5% |
| Participant deferral / active EE | $11,553 | $6,631+74.2% | $6,247+84.9% | $5,439+112.4% |
| Admin fee / account holder | $1,833 | $10,906-83.2% | $9,244-80.2% | $10,886-83.2% |