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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,404 | $138,393+71.5% | $184,256+28.8% | $80,959+193.2% |
| Participation rate | 80.0% | 83.9%-3.9pp | 86.8%-6.8pp | 67.7%+12.3pp |
| Annual return | 15.54% | 20.01%-4.5pp | 28.85%-13.3pp | 35.67%-20.1pp |
| Employer contribution / active EE | $0 | $4,847-100.0% | $6,427-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $13,124 | $7,076+85.5% | $9,133+43.7% | $4,300+205.2% |
| Admin fee / account holder | $4,867 | $10,489-53.6% | $13,899-65.0% | $6,925-29.7% |