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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,404 | $138,385+71.6% | $184,243+28.9% | $80,925+193.4% |
| Participation rate | 80.0% | 83.9%-3.9pp | 86.8%-6.8pp | 67.7%+12.3pp |
| Annual return | 15.54% | 20.02%-4.5pp | 28.82%-13.3pp | 35.65%-20.1pp |
| Employer contribution / active EE | $0 | $4,851-100.0% | $6,427-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $13,124 | $7,075+85.5% | $9,132+43.7% | $4,299+205.3% |
| Admin fee / account holder | $4,867 | $10,489-53.6% | $13,914-65.0% | $6,940-29.9% |