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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,567 | $146,267+103.4% | $197,124+51.0% | $82,448+260.9% |
| Participation rate | 85.3% | 84.0%+1.3pp | 86.7%-1.4pp | 68.1%+17.2pp |
| Annual return | 17.42% | 29.61%-12.2pp | 44.34%-26.9pp | 41.64%-24.2pp |
| Employer contribution / active EE | $0 | $4,723-100.0% | $6,227-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $14,278 | $7,035+103.0% | $9,135+56.3% | $4,139+244.9% |
| Admin fee / account holder | $1,238 | $14,422-91.4% | $16,298-92.4% | $7,234-82.9% |