Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,284 | $77,164-33.5% | $178,014-71.2% | $80,874-36.6% |
| Participation rate | 28.3% | 65.7%-37.4pp | 77.1%-48.8pp | 67.6%-39.3pp |
| Annual return | 9.49% | 18.09%-8.6pp | 294.80%-285.3pp | 35.62%-26.1pp |
| Employer contribution / active EE | $0 | $2,288-100.0% | $3,950-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,263 | $4,408-71.4% | $6,276-79.9% | $4,297-70.6% |
| Admin fee / account holder | $2,089 | $7,164-70.8% | $10,362-79.8% | $6,935-69.9% |